General disclaimer and important information

Important notice

This website provides general information only and does not constitute personal financial advice.

Please consult a qualified professional for advice specific to your circumstances. Results may vary.

The information provided on phyclogitooreva.com is intended for informational purposes related to financial planning subscription services in Australia. Our content is not tailored to your personal situation and should not be relied upon as the sole basis for making financial decisions.

General notice

phyclogitooreva makes every effort to ensure the accuracy and reliability of the information presented on this site. However, we do not guarantee completeness or suitability for your individual circumstances. Users are advised to seek personalised advice from a licensed professional before acting on any information provided here.

Limitations of liability

By using this website, you acknowledge and accept the following limitations:

phyclogitooreva is not liable for any losses arising from reliance on information provided on this site.
We do not accept responsibility for errors or omissions, or for results obtained from the use of this information.
Users should independently verify facts and consult professionals before making decisions.
Past performance does not guarantee future results. Subscription fees and terms are subject to change.

Accuracy of information

While phyclogitooreva strives to maintain up-to-date and accurate content, some information may change without notice. We do not warrant that all details, rates, or terms are current at the time of viewing. Users are encouraged to confirm details directly with our team before making decisions.

All information is provided 'as is' without warranty of any kind, express or implied.

Not professional advice

Information on this website does not replace the advice of a qualified financial professional. Please consult a licensed advisor for personalised recommendations.

External links

This website may contain links to third-party sites. phyclogitooreva is not responsible for the content, privacy, or security practices of external websites. Visiting third-party sites is at your own risk.

Results may vary disclaimer

Outcomes from using our services may differ based on individual circumstances. Past performance does not guarantee future results.

Individual results may differ

No two clients are the same, and results achieved through our services may vary accordingly.

Fees, terms, and conditions disclosure

Our subscription fee is $250 per month. There are no hidden charges or lock-in contracts. Please note the following:

APR: Not applicable to our subscription model as no credit or lending is involved.
Fee: $250 per month, billed monthly, covers all scheduled consultations and analytical reviews.
Repayment terms: Not applicable, as this is not a lending or credit service.

Jurisdiction and governing law

This website and its content are intended for Australian residents only.

Use of this website is governed by the laws of Australia. Any disputes arising from use of this site shall be resolved under Australian law.

Australian law applies to all users and subscribers of our service.

Users are responsible for complying with local regulations and seeking local advice as needed.

Indemnification

By using this site, you agree to indemnify phyclogitooreva from any claims or losses resulting from your use of the information provided.

Severability

If any part of this disclaimer is found invalid, the remaining provisions will continue in effect.

Modifications

phyclogitooreva reserves the right to update or modify this disclaimer at any time. Please review it periodically for changes.

Contact us

If you have questions about this disclaimer, please reach out to our team.

Email address: content@phyclogitooreva.com

Phone: +61830247749

Address: 265 King Street, Newcastle, NSW 2300 Australia

Effective date: August 25, 2025

Last updated: August 25, 2025